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Shared Ownership buyersDiscover real life stories of how people have fast-tracked the games and got two feet on the property ladder.
Through Shared Ownership, first-time buyer Daisy became part of a vibrant new community at a price she could afford
Buying your first home isn’t just about bricks, mortar and stylish interiors. It’s also about feeling part of your community, from finding your new local to meeting up with your neighbours. That is exactly what awaited Daisy at The Moorings from Legal & General Affordable Homes, where she found a brilliant place to live, all
“We are so happy with what we achieved” – Shared Ownership has first-time buyer Charlotte jumping for joy
For many first-time buyers, the journey to owning their first home is not a smooth one. But that couldn’t be further from the truth for first-time buyer Charlotte, who described finding her dream home as an “easy and quick” experience with Legal & General Affordable Homes. And that’s just one of the ways Shared Ownership
Frequently asked questions
As a home-buying newbie, your mind is probably racing with various questions about the process. For starters, what does Shared Ownership even mean? Don’t panic – we might have the answers you need.
Shared Ownership provides some of the very best new build properties in the market today.
You have a choice to either buy a new build house or apartment, or you can buy what is called a ‘resales’ unit from an existing homeowner, who is looking to sell their home through the housing association that they originally bought it from.
For the largest list of properties available through Shared Ownership, see our find our home page
You can buy more shares in your property through what is called staircasing. Start by buying 10% increments with the theory that one day you can have 100% ownership of your home.
Staircasing is the term used to buy more shares in your shared ownership property.
You can buy an additional percentage of your property at any point. Normally the minimum extra percentage you can buy is 10% at a time. Most people try to buy them in larger chunks as there are fees that you have to pay each time, so it can become quite expensive if you just buy 10% at a time. When you have staircased to 100% you will no longer have to pay any rent to the housing association.
For more detailed information read our ‘what is staircasing‘ page.